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Unsecured consumer loans

With fixed interest rate from 2% and approval from 15 minutes*

450 000 lei

maximum financing, on the family

De la 2% anual

rata dobânzii fixă

Aprobare de la 15 minute*

în baza buletinului de identitate

You are a new customer

Credit name
Amount 2000 350000
Term 3 Months 60 Months

Calculate the monthly rate

Acuratețea datelor acestui calculator și aplicabilitatea lui în cazul tău particular nu sunt garantate. Pentru obținerea unor informații exacte și a unui calcul personalizat, vino în orice sucursală a băncii.

Monthly payment

686.65 MDL

Annual interest rate

7.5 %

Effective annual interest rate

15.8 %

Representative calculation example: for a personal needs loan, without collateral, in the amount of 200 000 MDL, with a fixed interest rate of 2%, for a period of 60 months, with a monthly administration fee of 0.5% from the amount granted, DAE constitutes 13.3%.

Your advantages

  • Maximum amount financed: 350 000 MDL
  • Lending period: from 3 to 60 months
  • Quick approval: in 15 minutes2
  • Fixed interest rate for the entire crediting period
  • ZERO file analysis commission
  • ZERO granting commission
  • Wide range of accepted income sources
  • Refinancing on favourable terms
  • No proof of income3
  • No pledge4

How can you apply for credit?

Come to any branch or contact us at 022 256 456 and request an appointment with a bank advisor

or

Apply online in 5 easy steps:

Step 1: Access the credit calculator
Step 2: Choose the amount, the credit period and click the "Apply online" button
Step 3: Fill in the form with the requested personal data
Step 4: Wait for our advisor's call to clarify some details and get credit pre-approval
Step 5: Come to the bank to sign the credit agreement and get the money

Eligibility criteria

  • You are a citizen of the Republic of Moldova and have a residence visa in the Republic of Moldova
  • You are officially employed in the Republic of Moldova and you have at least 4 months of activity with your current employer

Accepted income sources

  • Income from salaries
  • Cumulative income of all family members
  • Other income that is permanent and can be confirmed

Required documents

  • Identity card (in original)
  • Credit application
  • Agreement on consultation of the Bureau of Credit Histories and the database of the State Tax Service (with qualified advanced handwritten or electronic signature)
  • Proof of income (if the income is not reported to the State Tax Service) and / or other supporting documents regarding the additional income collected
  • Other documents requested by the bank, if necessary

Credit offer