If you are faced with an unforeseen situation or simply need a reserve of money that you can rely on up to salary, overdraft is the right solution.

Authorized account overdraft is a credit that is attached to your salary card, through which you can receive up to 3 net salaries directly into the account. The salary overdraft does not have a declared destination and respectively, the expenses do not have to be justified, and you pay the interest only for the amount used.

Your advantages

• Maximum amount financed: 50 000 MDL or maximum 3 net salaries
• Duration: coincides with the expiration date of the card
• Advantageous interest
• Zero file analysis commission
• The interest is calculated only for the amounts used
• Automatic debt settlement, when the salary is transferred to the account
• Without justification of expenses
• No pledge or guarantors

Information on credit conditions for individuals

• Information on the conditions for issuing unsecured loans to individuals (PDF)
• Information on the conditions for issuing unsecured loans to individuals (Excel)
• Information on the conditions for issuing secured loans to individuals (PDF)
• Information on the conditions for issuing secured loans to individuals (Excel)