Mobias Banca

Mobiasbanca now offers to you a new possibility - to contract more products included in a Product package, receiving significant discounts for a lot of commissions.

What is a Product package:

A set of banking products and services that will cover all your needs in banking services:

• Current account card;
• Card attached to the current account;
• Insurance of the card, keys and identification documents;
• Credit.

Depending on your needs, you can choose one of the following Product package offered by Mobiasbanca:

♦ Package “GARANTIE” – for those who want a deposit or a debit card

Products included in the package:

• Term deposits – CLASSIQUE (optional);
• Debit Card – Cirrus/Maestro (MDL); MasterCard Standard (MDL/ USD/ EUR), MasterCard Gold (MDL); 
• Card insurance;

Advantages / free services included in the package:

• Interest automatically transferred to the card account - free;
• Annual commission for main Debit Card - free (4/20/80 EUR standard price); 
• Conditional scheduled payments - free (1 MDL standard price); 
• Card account replenishment by transfer - free (0.75% standard price);
• Intra-bank transfers - free (4 MDL/5 USD/5 EUR standard price);
• Visualization of balance in Mobiasbanca branches and at ATM – free (0.01 EUR standard price);
• Visualization of last 10 transactions at ATM – free (0.03 EUR standard price).

Other advantages:

• It is not necessary to visit the banking unit to withdraw the interest calculated on deposit - it's possible to withdraw the interest from ATM;
• You can see transactions related to the establishment of a deposit, monthly interest and deposit renewal on the card account statement sent by e-mail automatically each month; 
• You can ask your employer to transfer your salary to your account card;
• The possibility of automatic payment for services rendered by some service providers.

♦ Package “PORTEMONNAIE” – for those who want an unsecured loan

Products included in the package:

• Unsecured consumer credit (Toto, Leger) binding when opening the package;
• Card de Debit– Cirrus/Maestro (MDL); MasterCard Standard (MDL);
• Card insurance (for debit card only);
• Credit Card – NEOS.

Advantages / free services included in the package

• Opening of an account attached to a credit – free (30 MDL standard price for a current account);
• Annual management fee for debit card - free (4/20 EUR standard price);
• Annual management fee for credit card – free (6/30 EUR standard price);
• Conditional scheduled payments - free (1 MDL standard price);
• Card account replenishment by transfer - free (0.75% standard price);
• Intra-bank transfers - free (4 MDL/5 USD/5 EUR standard price);
• Visualization of balance in Mobiasbanca branches and at ATM – free (0.01 EUR standard price);
• Visualization of last 10 transactions at ATM – free (0.03 EUR standard price). 

Other advantages:

• Get a credit card with a credit limit that you can use anytime;
• You can see transactions related to unsecured credit reimbursement on the card account statement sent by e-mail automatically each month;
• You can ask your employer to transfer your salary to your account card;
• The possibility of automatic payment for services rendered by some service providers.

♦ Package “VOYAGE” – for those who want a card for going abroad

Products included in the package:

• Debit card – Cirrus/Maestro (MDL); MasterCard Standard (MDL/ USD/ EUR), MasterCard Gold (MDL);
• Secondary debit card – the same kind as above;
• Both card insurance

Advantages / free services included in the package:

• Annual Management Fee for Main Debit Card - free (4/20/80 EUR standard price);
• Annual Management Fee for additional Debit Card - free (3/15/50 EUR standard price);
• Payments at merchants abroad - free (0.5% min 3EUR standard price)
• Cash withdrawal in representative offices and ATMs abroad - 1.25% min 2.5EUR (1.5% min 3 EUR standard price)
• Conditional scheduled payments - free (1 MDL standard price);
• Card account replenishment by transfer - free (0.75% standard price);
• Intra-bank transfers - free (4 MDL/5 USD/5 EUR standard price);
• Visualization of balance in Mobiasbanca branches and at ATM – free (0.01 EUR standard price);
• Visualization of last 10 transactions at ATM – free (0.03 EUR standard price).  

Other advantages:

• 2 cards attached to the same account;
• 2 insured cards.
• You can ask your employer to transfer your salary to your account card;
• The possibility of automatic payment for services rendered by some service providers.

♦ Package „SIGURANŢA” — for those who want to keep the values in bank safes

Products included in the package:

• Current Account;
• Bank Safes Rent Service;
• Scheduled Payments Service;

Advantages / free services included in the package:

• Current account opening – free (30MDL standard price);
• Bank Safes Rent Service - free;
• Conditional scheduled payments - free (1 MDL standard price);
• Intra-bank transfers - free (4 MDL standard price);
• Current Account management – free;
• Account statement – free;

Other advantages:

• It is not necessary to visit regularly the bank unit to make payments;
• The possibility of automatic payment for services rendered by some service providers.
• All payments will be presented in the Client’s bank Statement;

Useful links

Banking Conditions for Individuals